Uninsured And Underinsured: What Does That Mean For Me?

After an accident happens, people immediately fear talking with the insurance company. For those that are dealing with a driver who is uninsured or underinsured, it can be tremendously stressful. The Law Offices of David J. Hernandez & Associates has worked with clients throughout New York and New Jersey. We can provide you with the professionalism you deserve.

There Are Many Different Options

Car insurance is required by law. This is to not only protect you but also protect others should you wind up in an accident. That being said, not everyone has the coverage they need. When you are in a crash with a driver who is uninsured or underinsured, it might be difficult to get compensation. We can examine your case, explain your options and represent your best interests at every turn. For some, the best option will be making a claim under your own insurance policy.

Underinsured/uninsured motorist coverage means that your insurance company essentially stands in for the car that injured you. You have to opt into this coverage when you choose your policy, and it is mandatory to do so. For those that don’t want to do this, you have the option of suing the driver directly. However, if they don’t have any assets to pay you, it will be hard to recover anything. We are here to fight for the best possible result, no matter what it takes.

Have More Questions? Call Today To Schedule A Consultation.

Over the last 40 years, we successfully recovered over $100 million for our clients. When you need proper representation, we are the firm to trust. Call our office in Brooklyn at 347-318-4935 to learn more, or fill out our contact form.